FAQs

Frequently Asked Questions About WinCar

• What is the monthly income?

It depends on the purchased car model and investment model

• How much capital do I need to get started

Sole Ownership Model: Based on the brand new car and trim you will buy.
Joint Fleet Model: Shares start from $10,000

• Can I get a loan?

Yes, Winco provides flexible financing options covering up to 50% of the vehicle’s value, giving you the convenience to invest with ease.

• Who owns the car if I choose the sole ownership model?

You are the sole owner of the car.

• What kind of returns can I expect, and are they guaranteed?

You can calculate your expected income by checking the official Turo Carculator here:
https://turo.com/us/en/car-rental/united-states/carculator
Please choose Washington DC / Baltimore as WinCar is operating in this area.

• How and when will I receive my returns?

Payments are distibuted every month between the 15th & 30th of each month to your chosen bank account.

• Is the investment protected against risks like car accidents?

Yes.
You can choose from 3 different insurance plans on Turo platform based on your preferences. These plans help protect your vehicle against accidents, damage, and other rental related risks, giving you peace of mind while your investment generates passive income.

• How much is the average expenses cost?

Shared Fleet Model: Rental revenues are distributed after expenses are paid, all expense management is done by Winco.
Sole Ownership Model:
a- Mandatory traffic insurance: Starts from $500/every 6 months based on car brand
b- Maintenance: Depends on car brand
c- Parking: Depends on the location
d- Annual Car license renewal: $49 + processing fees for all car brands and engine types.
e- GPS Tracking System: Monthly fee (To Be Determined / Based on Vehicle Brand)

• What are the commission fees?

A %5 commission fee applies to all vehicle purchases and sales, with a minimum charge of $2,000.
This fee includes comprehensive consulting services for both buying and selling processes, as well as all related transactions conducted through the Turo platform.

• What are the management fees?

%25 of gross rental income.
This includes the following services:
- Listing the car on Turo platform
- Delivery and picking up the car for rent
- Cleaning and getting the car ready for rent
- All the claims and reimbursement management on Turo platform
- Keeping the car paperwork up to date services
- Maintenance management
- Toll management
- Regularly GPS Tracking

• What is the depreciation period?

You can review estimated vehicle depreciation rates in the US by make and model on the following website:
https://carconfections.com/resale/

• How are maintenance, traffic insurance, and management handled?

Sole Ownership Model: We are managing and following up on all related expenses for the car, but you are responsible for the payments.
(All brand-new cars come with a factory warranty.)
Joint Fleet Model: We manage all these expenses in the background and disburse payments after these deductions

Frequently Asked Questions About Our Signature Product: Property Lifecycle

• What is the Property Lifecycle?
  The Property Lifecycle is a value-added, specially designed investment model offered by UsdRent with Winco’s expertise. It goes beyond simply purchasing a home in the United States.
  In the U.S., every property is technically sold “as-is.” We transform this structure into a professionally managed investment system by overseeing property selection, renovation, licensing, leasing, management, and refinancing on your behalf — in a structured and strategic way..

• What is the Neighborhood Comparison Chart?

The Neighborhood Comparison Chart is a structured analysis tool that compares different investment areas (A, B, and C neighborhoods) based on:
• Property price
• Rental yield
• ROI
• Cap rate
• Property taxes
• Appreciation potential
This system enables investors to select the right neighborhood based on their budget and investment goals, making informed and data-driven decisions.

• Why do you classify neighborhoods as A, B, and C?
  Each neighborhood category reflects a different investment profile:
  • A Neighborhood: Higher entry cost, strong rental income, higher property taxes, and typically more limited appreciation potential.
  • B Neighborhood: Balanced price-performance ratio, mid-level property values, stable rental income, and solid growth potential.
  • C Neighborhood: Lower entry cost, higher ROI and appreciation potential, and lower property taxes. However, these areas may require more attentive management.
  Through this classification and eight distinct evaluation criteria, investors gain a clearer understanding of their property’s potential and can align their strategy accordingly.

• What do I need to buy a home in the United States? What documents are required?
  No visa is required to purchase property in the United States — anyone can own real estate.
  To begin the process, a valid passport or ID card is required.
  You may purchase the property either as an individual or through a U.S. company you establish. The UsdRent team manages the entire process on your behalf from start to finish.

• What is the difference between properties with a waiting period and tenant-occupied properties?
  Tenant-occupied properties already have an active tenant, meaning rental income begins immediately after closing.
  Properties with a waiting period typically require renovation and licensing processes before being rented. Rental income begins after these stages are completed. However, these properties are generally offered at a lower purchase price, making them advantageous for long-term investors.
  This approach is similar to investing in pre-construction projects — you purchase before completion, and once finalized, both rental income and value appreciation begin. Both models can be selected depending on the investor’s budget and timeline.

• When will my property be rented? How does the leasing process work?
  After closing, if the property requires renovation, that process is completed first. Once municipal licensing is secured, the leasing process begins.
  If the property is already tenant-occupied, you will begin receiving rental income the month following the title transfer.
  Tenant placement, lease agreements, and rent collection are handled by our professional team and dedicated Property Manager.

• How will I monitor my investment?
  In the United States, property management is conducted by licensed Property Managers and tracked through online platforms.
  Through these systems, you can transparently access rental payments, maintenance requests, payment history, and all financial details — similar to online banking. You can review your entire investment performance at any time through your dashboard.

• How does the refinancing process work?
  When your property reaches the AC (Affidavit of Completion) stage — meaning renovations and licensing are completed — the refinancing process begins.
  Our refinancing specialist contacts you, an appraisal is conducted, and you may obtain financing of approximately 65%–75% of the appraised value, with loan terms of up to 30 years.
  You can use this capital to purchase another property or invest in RentPlus.
  This strategy is widely known in the U.S. as the BRRR model: Buy, Renovate, Rent, Refinance, Repeat.
  Through this model, your investment becomes self-sustaining and continues to grow without requiring additional active capital.

• What is the difference between Property Lifecycle and As-Is investment?
  Because the Property Lifecycle model is not just a title transfer service — it is a comprehensive investment infrastructure that plans, executes, and scales your portfolio.
  With Winco’s expertise, all operational steps are professionally managed. The process is transparent, sustainable, and strategically structured.
  You keep your time. Your investment works for you.

Frequently Asked Questions About RentPlus

• What is RentPlus, and how does it work?

RentPlus is a secure, passive real estate investment model backed by a $3 million portfolio of 21 rental properties in the U.S. You invest in proportion to the portfolio and receive a legally guaranteed minimum 8% net annual return in US Dollars, regardless of market fluctuations.
Winco manages everything for you, from tenants to taxes, while you enjoy regular, hassle free income.

• How is the 8% return guaranteed? Is it really secure?

Yes, RentPlus guarantees a minimum 8% net annual return:
• 6% from rental income
• 2% from property appreciation
If rental income exceeds expectations, the surplus is also shared with investors.
This model provides predictable returns with room for upside ideal for conservative and growth focused investors alike.

• What is the minimum investment amount?
  
  The minimum investment required to participate in RentPlus is $30,000 US Dollars.

• Do I have to deal with property management or tenants?

Not at all. RentPlus is a 100% passive investment. Winco takes care of everything: tenant placement, maintenance, insurance, property taxes, and more. You simply monitor your returns and receive payouts.

• What types of properties are in the portfolio? Can I see them?
  
  Yes. The portfolio consists of single family rental homes located in Baltimore, Maryland. All addresses and neighborhood analysis reports are included in your investment contract, offering full transparency.

• How and when will I receive my returns?

Returns are paid in US Dollars every 180 days (twice a year) from the date of investment.
Distributions come directly from net rental income and capital growth.

• Can I exit or sell my investment?

Yes. RentPlus offers flexible exit options:
• Your shares are first offered to existing investors.
• If unsold, you may sell to a third party you find.
• If needed, Winco's team helps connect you with potential buyers and manages the sale process.

• Is this investment legal and regulated in the U.S.?

Yes. RentPlus operates under full compliance with U.S. investment regulations. All contracts, investor identity checks (KYC), and legal procedures are handled by experienced professionals in accordance with U.S. law.

• Is RentPlus suitable for non U.S. residents?
  
  Absolutely. RentPlus is designed to serve global investors. All processes, from application to profit distribution are fully digital. You can invest and manage everything remotely, without needing to reside or travel to the U.S.

Frequently Asked Questions About Capital Raise

• Where are the properties located?

Capital Raise focuses on high growth, opportunity rich U.S. cities like Baltimore and Philadelphia, strategic markets selected for their appreciation potential and strong rental demand.

• What is Capital Raise?

Capital Raise is a long term real estate investment model designed to maximize your returns using smart leverage.
Winco secures 75% of the project funding through bank financing, while you contribute just 25% in capital. After refinancing, your initial investment is returned but your ownership remains. You retain 50% equity and continue to benefit from both rental income and final profits.
• Winco secures 75% of the project funding through bank financing
• while you contribute just 25% in capital. After refinancing, your initial investment is returned but your ownership remains. You retain 50% equity and continue to benefit from both rental income and final profits.

• What is the total investment amount?

Investment amounts vary by project, but the structure remains the same:
The real advantage?
With just 25% capital, you gain 50% ownership, a powerful use of financial leverage that puts more equity in your hands for less upfront cost.
• 75% is financed by Winco
• 25% is your cash investment

• What exactly am I investing in?

You’re investing in the LLC that owns and manages the real estate portfolio. As a partner in this company, you directly share in rental income, refinancing proceeds, and appreciation profits.

• What is the minimum investment amount?
  
  The minimum investment to join a Capital Raise project is $20,000 USD.
  Maximum contribution limits vary by opportunity and are defined per project.

• How do I earn returns?
  
  • Monthly rental income (shared equally)
  • Return of your initial capital via refinancing
  • Profit from property appreciation when the portfolio is sold

• How is rental income distributed?
  
  Rental income is distributed monthly and split 50/50 between investors and Winco. It’s a true partnership model built on shared success.

• What is the typical investment term?
  
  Capital Raise is designed for long term value creation.
  The average holding period is 9 to 12 years, aligning with refinancing cycles and property appreciation trends for optimal returns.

• Who manages the properties?
  
  Winco’s in house team handles everything: property management, leasing, tenant relations, and maintenance.
  You invest passively, we manage actively.

• What documents will I receive?
  
  You’ll receive full documentation at every stage, including:
  • Partnership agreements
  • Detailed project briefs
  • Property financials and performance data
  • Transparent legal and operational structures
  This ensures full clarity and confidence throughout your investment journey.

Frequently Asked Questions About As-Is Properties

• What is the “As-Is” Investment Model, and How Does It Work?

The As-Is model means you purchase the property in its current condition, no repairs or upgrades done beforehand. This allows you to acquire real estate at a lower upfront price, giving you the opportunity to renovate, increase property value, and boost your return on investment. It’s a smart way to enter the U.S. market with flexibility and strong upside potential.

• Will These Properties Need Renovation?

It depends on the property.
• Some homes are tenant occupied or move in ready.
• Others may need light improvements (painting, cleaning, minor repairs).
• A few might require major updates like roofing, plumbing, or mechanical systems.
Each listing is different, and we’ll help you understand the condition and opportunity.

• Are Inspection Reports Provided Before Purchase?
  
  As-Is properties are sold without formal pre sale inspections. However, we can provide a general condition overview and estimated renovation cost guidance upon request. This helps you evaluate the potential before making a decision.
  Many of these homes are already occupied by paying tenants, making them income generating from day one.

• Who Manages Renovation and Property Services?
  
  You're in control.
  • You can manage everything yourself,
  • Or we can connect you with reliable local contractors and service providers for inspections, repairs, and renovations.
  We tailor the experience based on your preferred level of involvement hands-on or hands off.

• How Does Ownership and Title Transfer Work?
  
  We handle everything. Our legal and transaction team will guide you step by step through the title transfer process, ensuring a secure, transparent, and fully compliant handover.
  Once completed, the property is officially registered in your name.

Other Frequently Asked Questions